Credit Canada Education Week Essay Contest

Found 179 Results
Page 1 of 1

10/24/2017

Financial Literacy Workshop

Time: 12:00pm - 2:00pm | Type of event: Workshop

Women’s Health In Women’s Hands (WHIWH) Community Health Centre provides Primary Healthcare to Black Women and Women of Colour from the Caribbean, African, Latin American and South Asian communities in Metropolitan Toronto and surrounding municipalities.

Location:2 CARLTON STREET, SUITE 500, , Toronto, Ontario, M5B1J3

Attendance size: 15 | Open to the public: Yes | Open to the media: Yes


10/24/2017

Freedom from Debt

Time: 9:30am - 8:00pm | Type of event: Information Booth

Our team from Lisle Memorial church CAP Debt Center will be setting up a table at the Jane and Finch Mall to speak to the community about our FREE financial Debt counseling services. We will also be providing a free bag of information to help people get started on becoming Debt Free.
We want to get people to call our intake office right away if possible to start on the road to becoming Debt Free.
Refreshments will be provided.

Location:1911 Finch Ave west, , Toronto, Ontario, M3N 2V2

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


10/29/2017

FINANCIAL LITERACY AND AWARENESS

Time: 11:00am - 4:00pm | Type of event: Fair

A ONE STOP-SHOP EVENT FOR AT-RISK OF HOMELESS INDIVIDUALS

Location:50 CARLTON ST, , Toronto, Ontario, M5B 1J2

Attendance size: 750 | Open to the public: Yes | Open to the media: Yes


11/01/2017

FINANCIAL LITERACY NEEDS VS WANTS

Time: 10:00am - 3:00pm | Type of event: Information Booth

TO ENHANCE FINANCIAL LITERACY

Location:4400 JANE STREET, OUTREACH LOBBY, Toronto, Ontario, M3N 2K4

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/01/2017

FINANCIAL BASICS

Time: 11:40am - 12:35pm | Type of event: Workshop

TOPICS OF BUDGETING, NEEDS/WANTS, SHORT VERSUS LONG TERM GOALS AND FINANCIAL LITERACY RESOURCES

Location:55 MALVERN AVE., , Toronto, Ontario, M4E 3E4

Attendance size: 40 | Open to the public: Yes | Open to the media: Yes


11/01/2017

Financial Literacy

Time: 12:30am - 2:00pm | Type of event: Workshop

Workshop provided by Robert Leyland

Location:1001 Fanshawe College Blvd, , London, Ontario, N5Y 5R6

Attendance size: 55 | Open to the public: No | Open to the media: No


11/02/2017

BUDGETING FOR SPECIAL OCCASIONS

Time: 12:30pm - 4:30pm | Type of event: Workshop

WORKSHOP

Location:225 FAIRVIEW DRIVE, UNIT 1, Brantford, Ontario, N3R 7E3

Attendance size: 10 | Open to the public: Yes | Open to the media: Yes


11/02/2017

BUILDING MY BUDGET

Time: 1:00pm - 3:00pm | Type of event: Workshop

CONTENT WILL FOCUS ON BUDGETING, TAXES, CREDIT, DEBT AND RDSP’s.

Location:16 PORTLAND ST., , Dartmouth, Nova Scotia, B2Y 1G9

Attendance size: 15 | Open to the public: No | Open to the media: No


11/02/2017

MONEY SAVING GAME

Time: 9:00am - 5:00pm | Type of event: Other

TO GET STUDENTS INTERESTED AND PARTICIPATING IN FINANCIAL LITERACY GAMES AND WORKSHOPS. TO LEARN FINANCIAL FACTS AND RESOURCES IN A FUN AND STRESS FREE ENVIRONMENT.

Location:135 FENNELL AVENUE WEST, FENNELL CAMPUS, Hamilton, Ontario, L9H 6G2

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Centennial Library, 578 Finch Ave. W., Toronto, Ontario, M2R 1N7

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/06/2017

FINANCIAL LITERACY FOR NEWCOMERS

Time: 10:00am - 4:00pm | Type of event: Information Booth

INFORMATION AND PROMOTIONAL MATERIALS TABLE
MONDAY NOVEMBER 6TH TO FRIDAY NOVEMBER 10TH 10 AM – 4 PM

Location:28 SAUNDERS ST, , Fredericton, New Brunswick, E3B 1N1

Attendance size: 250 | Open to the public: Yes | Open to the media: No


11/06/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:265 CENTRUM BLVD, , Orleans, Ontario, K1E 3X7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Financial Literacy in highschool

Time: 10:00am - 1:00pm | Type of event: Workshop Information Booth

We have approached the local highschools to do a small workshop and run through some scenario’s with them around realistic budgeting, as well as have an information booth in the school cafeteria.

Location:Stratford Central Highschool, 60 St. Andrew's Street, Stratford, Ontario, N5A 1A3

Attendance size: 40 | Open to the public: No | Open to the media: No


11/06/2017

CEWC Display

Time: 9:00am - 4:00pm | Type of event: Information Booth

Visit our CEWC display during the week of Nov 6th – 10th, 9-12 & 1-4:00. Take home inspiration and money management tools to help you reach your financial goals.

Location:540 George St. North, , Peterborough, Ontario, K9H3S2

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Financial Literacy for Students

Time: 1:00pm - 3:00pm | Type of event: Workshop Information Booth

Small classroom workshop on realistic budgeting and information booth in the cafeteria.

Location:Northwestern Highschool, 428 Foreman Ave, Stratford, Ontario, N5A 6R7

Attendance size: 40 | Open to the public: No | Open to the media: No


11/06/2017

Financial Lunch and Learn

Time: 12:00pm - 1:00pm | Type of event: Workshop

Description of event:
This event will be a lunch and learn to cover the following broad topics:

• Building a budget, and tips to stick to it
• Building and managing savings, how to get what you want without going into debt
o How to indulge in one’s guilty financial pleasures without breaking the bank or taking on new debt
• Managing and avoiding consumer credit
• Dangers of credit reliance
Tips to break the debt cycle

Location:50 East St, , Sault Ste. Marie, Ontario, P6A 3C3

Attendance size: 30 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Financial Literacy

Time: 11:00am - 4:00pm | Type of event: Workshop

We would like to hold a series of 5 classes to inform our clients on topics including basic banking (selecting an account), savings (short-term, long-term), credit scores, privacy of information, identity theft, budgeting, loans and mortgages, etc. We have done this in the past with great success. There are approx. 50+ different individuals that could benefit from learning this information. The 5 sessions would be November 6 – 10, 5 hours per day. We have a facilitator with banking knowledge.

Location:3 Studney Drive, , Hay River, Northwest Territories, X0E 1G1

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Rexdale YMCA, 1530 Albion Road, Toronto, Ontario, M9V 1B4

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/06/2017

Workshop for Labour Group Representatives

Time: 5:30pm - 7:00pm | Type of event: Workshop

This is a closed event for labour group representatives only, dealing with an introduction to Credit Counselling & Money Management.
Presentation by Robert Leyland, Credit Counsellor and Financial Empowerment Specialist.

Location:TBD, , London, Ontario,

Attendance size: 12 | Open to the public: No | Open to the media: No


11/06/2017

Credit Education Week

Time: 9:00am - 5:00pm | Type of event: Information Booth

Credit Education Week. -Display board and table with info on it.
1 week of info display boards and tables in three different sites: NY NIC, Centennial PL, and Rexdale YMCA .The volunteer will help clients to get an information.
The event will run week November 6th to 10th , 2017.

Location:4580 Dufferin St 2nd Floor, , Toronto, Ontario, M3H 5Y2

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/06/2017

CREDIT EDUCATION AND BUDGETING, YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING AWARENESS

Time: 9:00am - 9:05am | Type of event: Other

MORNING ANNOUNCEMENT PACKAGE FOR NOVEMBER 6TH TO NOVEMBER 10TH

Location:371 COLLEGE AVENUE WEST, , Guelph, Ontario, N1G 1T3

Attendance size: 1150 | Open to the public: No | Open to the media: No


11/06/2017

1 week of display board and table with info on it at 3 sites.

Time: 9:00am - 5:00pm | Type of event: Information Booth

Objective of event (s) and number of events: Credit Education Week. 1 week of info display boards and tables in three different sites: NY NIC, Centennial PL, and Rexdale YMCA .
The display will be set up by YMCA NIC staff and volunteers

Location:4580 Dufferin St 2nd Floor, , Toronto, Ontario, M3H 5Y2

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/06/2017

CREDIT EDUCATION AND BUDGETING, YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING AWARENESS

Time: 9:00am - 9:05am | Type of event: Other

MORNING ANNOUNCEMENT PACKAGE

Location:155 PAISLEY ST, , Guelph, Ontario, N1H 2P3

Attendance size: 1150 | Open to the public: No | Open to the media: No


11/06/2017

Introduction to Credit Counselling and Money Management

Time: 5:30pm - 6:30pm | Type of event: Workshop

This is a closed event for Labour group representatives, provided by Robert Leyland of Family Services Thames Valley.

Location:125 Woodward Ave., , London, Ontario, N6H 2H1

Attendance size: 12 | Open to the public: No | Open to the media: No


11/06/2017

Credit Education Week Open House

Time: 9:00am - 5:00pm | Type of event: Open House

Introduce information about financial literacy to newcomers to Canada by providing them with materials for self-education.

Location:10 Milner Business Court, Suite 600, , Scarborough, Ontario, M1B 3C6

Attendance size: 100 | Open to the public: Yes | Open to the media: No


11/06/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:YMCA North York Newcomer Information Centre, 4580 Dufferin St., Suite 200, Toronto, Ontario, M3H 5Y2

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/06/2017

CEWC 2017 Professional Development Day

Time: 9:00am - 2:00pm | Type of event: Other

Front line service providers and community members are welcome to attend and build capacity by acquiring knowledge and develop their skills in public resources, services, and tools.

The 2017 Professional Development Day will feature the following speakers:
– Kelley Keehn (Consumer Advocate)
– Sean Cooper (Author, blogger)
– Alan Spratt (Detective – Financial Crimes Unit, Toronto Police)

A light breakfast and lunch will be provided.

This event is free but registration is requested.

Location:20 Grosvenor St., (Downtown YMCA), Toronto, Ontario, M4Y 2V5

Attendance size: 300 | Open to the public: Yes | Open to the media: Yes


11/06/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:180 ARGYLE STREET, , Ottawa, Ontario, K2P 1B7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/06/2017

YMCA Presentation

Time: 11:00am - 12:00pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:St. Basil the Great College School, 20 Starview Lane, Toronto, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/06/2017

YMCA Presentation

Time: 11:00am - 12:00pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:William Armstrong School, 11 Major Buttons Drive, Markham, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/06/2017

YMCA Presentation

Time: 2:45pm - 4:30pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:Lester B. Pearson Collegiate, 150 Tapscott Road, Toronto, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/07/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Centennial Library, 578 Finch Ave. W., Toronto, Ontario, M2R 1N7

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/07/2017

INTRO TO CREDIT EDUCATION FOR MCAF PROGRAMS PARTICIPANTS

Time: 10:00am - 12:00pm | Type of event: Workshop

CREDIT EDUCATION/LITERACY WORKSHOPS ON BUDGETING, BANKING, SAVING, FRAUD PREVENTION AND CREDIT TO NEWCOMERS TO CANADA

Location:28 SAUNDERS ST, , Fredericton, New Brunswick, E3B 1N1

Attendance size: 200 | Open to the public: Yes | Open to the media: No


11/07/2017

CEWC Display

Time: 9:00am - 4:00pm | Type of event: Information Booth

Visit our CEWC display during the week of Nov 6th – 10th, 9-12 & 1-4:00. Take home inspiration and money management tools to help you reach your financial goals.

Location:540 George St. North, , Peterborough, Ontario, K9H3S2

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/07/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:265 CENTRUM BLVD, , Orleans, Ontario, K1E 3X7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/07/2017

Lunch & Learn: Financial Planning and Investment

Time: 1:00pm - 2:00pm | Type of event: Workshop

Featuring: Michael O’Brien

To make smart decisions with your money, you need an understanding of personal finance and financial management. This one-hour session will provide an overview of topics such as tax-free savings accounts and investment concepts.

Michael O’Brien has more than 25 years’ experience providing specialized financial planning advice. He has been instructing at the University of Calgary for over 10 years. Michael has worked for major Canadian banking institutions as well as boutique wealth management firms across Canada. His common-sense approach to financial management, as well as his sense of humor, make his sessions informative and interesting so don’t miss out.

Location:TFDL Gallery Hall, University of Calgary, Calgary, Alberta,

Attendance size: 50 | Open to the public: No | Open to the media: No


11/07/2017

FINANCIAL LITERACY

Time: 5:00pm - 7:00pm | Type of event: Fair

PROVIDE THE KNOWLEDGE, TOOLS AND RESOURCES TO MAKE WISE DECISIONS FOR YOUR FINANCIAL FUTURE

Location:325 MAIN STREET EAST, , Grimsby, Ontario, L3M 1R1

Attendance size: 50 | Open to the public: Yes | Open to the media: No


11/07/2017

Financial Literacy

Time: 11:00am - 4:00pm | Type of event: Workshop

We would like to hold a series of 5 classes to inform our clients on topics including basic banking (selecting an account), savings (short-term, long-term), credit scores, privacy of information, identity theft, budgeting, loans and mortgages, etc. We have done this in the past with great success. There are approx. 50+ different individuals that could benefit from learning this information. The 5 sessions would be November 6 – 10, 5 hours per day. We have a facilitator with banking knowledge.

Location:3 Studney Drive, , Hay River, Northwest Territories, X0E 1G1

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/07/2017

FINANCIAL LITERACY

Time: 11:00am - 1:00pm | Type of event: Workshop

SYMPOSIUM OF STUDENTS

Location:1385 WOODROFFE AVE., , Nepean, Ontario, K2G1V8

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/07/2017

FINANCIAL LITERACY

Time: 5:00pm - 7:00pm | Type of event: Information Booth

PROVIDE THE KNOWLEDGE, TOOLS AND RESOURCES TO MAKE WISE DECISIONS FOR YOUR FINANCIAL FUTURE

Location:325 MAIN STREET EAST, , Grimsby, Ontario, L3M 1R1

Attendance size: 50 | Open to the public: Yes | Open to the media: No


11/07/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Rexdale YMCA, 1530 Albion Road, Toronto, Ontario, M9V 1B4

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/07/2017

Come Celebrate our 50th Anniversary and Credit Education Week

Time: 2:00pm - 4:00pm | Type of event: Open House

Open House for Family Services Thames Valley.
Refreshments, prizes, information. Open to community partners, media, and the general public.

Location:125 Woodward Ave., , London, Ontario,

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/07/2017

FINANCIAL LITERACY

Time: 11:00am - 2:00pm | Type of event: Workshop

SYMPOSIUM OF STUDENTS FRO, LOYALIST COLLEGE

Location:376 WALLBRIDGE-LOYALIST, , Belleville, Ontario, K8N 5B9

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/07/2017

SCHOOL PRESENTATION

Time: 8:00am - 4:00pm | Type of event: Workshop

DISTRIBUTE CREDIT EDUCATION, YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL

Location:1337 HAIST ST., , Ridgeville, Ontario, L05 1M0

Attendance size: 80 | Open to the public: Yes | Open to the media: No


11/07/2017

CREDIT EDUCATION INTERACTIVE BOOTH

Time: 11:00am - 1:30pm | Type of event: Information Booth

CREDIT EDUCATION, FINANCIAL LITERACY AND RESPONSIBLE GAMBLING BOOTH

Location:235 McNABB ST, SAULT STE. MARIE YMCA, Sault Ste. Marie, Ontario, P6B 1Y3

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/07/2017

CREDIT EDUCATION, YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING AWARENESS

Time: 9:00am - 10:15am | Type of event: Workshop

SCHOOL WORKSHOP

Location:371 COLLEGE AVENUE WEST, , Guelph, Ontario, N1G 1T3

Attendance size: 30 | Open to the public: No | Open to the media: No


11/07/2017

CREDIT EDUCATION INTERACTIVE BOOTH

Time: 3:00pm - 5:30pm | Type of event: Information Booth

CREDIT EDUCATION, FINANCIAL LITERACY AND RESPONSIBLE GAMBLING BOOTH

Location:235 McNABB ST, SAULT STE. MARIE YMCA, Sault Ste. Marie, Ontario, P6B 1Y3

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/07/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:YMCA North York Newcomer Information Centre, 4580 Dufferin St., Suite 200, Toronto, Ontario, M3H 5Y2

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/07/2017

CREDIT EDUCATION, YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING AWARENESS

Time: 9:00am - 10:15am | Type of event: Workshop

SCHOOL WORKSHOP

Location:130 WOODBINE AVENUE, , Kitchener, Ontario, N1G 1T3

Attendance size: 30 | Open to the public: No | Open to the media: No


11/07/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:180 ARGYLE STREET, , Ottawa, Ontario, K2P 1B7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/07/2017

YMCA Presentation

Time: 11:00am - 12:00pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:St. Basil the Great College School, 20 Starview Lane, Toronto, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/07/2017

Successful Starts Financial Literacy Workshops

Time: 10:00am - 2:00pm | Type of event: Workshop

To empower young people aged 14-20 to make better financial decisions.

Location:7770 20 e Av,, , Montreal, Quebec, H2A 2K9

Attendance size: 60 | Open to the public: No | Open to the media: Yes


11/07/2017

CREDIT EDUCATION WEEK INFORMATION SESSION

Time: 10:00am - 12:00pm | Type of event: Workshop

NATIONAL AND PROVINCIAL PROGRAM STAFF. CREATE AWARENESS ABOUT RESOURCES AND OPPORTUNITIES.

Location:2200 YONGE STREET, UNIT 300, Toronto, Ontario, M4S 2C6

Attendance size: 25 | Open to the public: Yes | Open to the media: No


11/07/2017

FINANCIAL LITERACY FOR NEWCOMERS

Time: 10:00am - 4:00pm | Type of event: Information Booth

INFORMATION AND PROMOTIONAL MATERIALS TABLE
MONDAY NOVEMBER 6TH TO FRIDAY NOVEMBER 10TH 10 AM – 4 PM

Location:28 SAUNDERS ST, , Fredericton, New Brunswick, E3B 1N1

Attendance size: 250 | Open to the public: Yes | Open to the media: No


11/08/2017

FINANCIAL LITERACY

Time: 9:00am - 5:00pm | Type of event: Information Booth

INFORMATION BOOTH

Location:2200 YONGE STREET, UNIT 300, Toronto, Ontario, M4S 2C6

Attendance size: 25 | Open to the public: Yes | Open to the media: No


11/08/2017

FINANCIAL LITERACY FOR NEWCOMERS

Time: 10:00am - 4:00pm | Type of event: Information Booth

INFORMATION AND PROMOTIONAL MATERIALS TABLE
MONDAY NOVEMBER 6TH TO FRIDAY NOVEMBER 10TH 10 AM – 4 PM

Location:28 SAUNDERS ST, , Fredericton, New Brunswick, E3B 1N1

Attendance size: 250 | Open to the public: Yes | Open to the media: No


11/08/2017

YMCA Presentation

Time: 10:15am - 11:15am | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:Beckett Farm Public School, 78 Beckett Ave., Markham, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/08/2017

YMCA Presentation

Time: 11:15am - 12:15pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:Beckett Farm Public School, 78 Beckett Ave., Markham, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/08/2017

Consumer Education Open House

Time: 12:00pm - 5:00pm | Type of event: Open House

Objective of the event is to bring workers from community based organizations as well as teachers together for a discussion on why it is important to make full use of resources and materials on financial literacy for their students and participants. Helping student developing their financial literacy skills is very important. We will look to get a working group together of individual that would like to get their organizations more active in financial literacy programming

Location:6555 chemin de la Côte-des-Neiges, Office 240, Montreal, Quebec, H3S 2A6

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Budgeting/Money Management/Debt Management

Time: 6:00pm - 8:00pm | Type of event: Workshop

Basic Personal Finances

Location:1166 Roy Ave, , Sudbury, Ontario, P

Attendance size: 20 | Open to the public: Yes | Open to the media: No


11/08/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Centennial Library, 578 Finch Ave. W., Toronto, Ontario, M2R 1N7

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Guilty Pleasures Lunch & Learn

Time: 12:00pm - 1:00pm | Type of event: Other

The EAP Committee has contacted our external provider Family Services EAP and requested a customized presentation to foster financial awareness of wants versus needs and how this impacts financial literacy wellness. In addition to the presentation, the Committee will offer a free lunch.

Location:130 South Syndicate Avenue, , Thunder Bay, Ontario, P7E 1C7

Attendance size: 50 | Open to the public: No | Open to the media: No


11/08/2017

CEWC Display

Time: 9:00am - 4:00pm | Type of event: Information Booth

Visit our CEWC display during the week of Nov 6th – 10th, 9-12 & 1-4:00. Take home inspiration and money management tools to help you reach your financial goals.

Location:540 George St. North, , Peterborough, Ontario, K9H3S2

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/08/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:265 CENTRUM BLVD, , Orleans, Ontario, K1E 3X7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Financial Literacy for Seniors

Time: 10:00am - 2:00pm | Type of event: Open House

An informal open house held at the Lakeside Seniors Association for drop ins, dealing with identity theft, budgeting and financial abuse.

Location:111 Lakeside Drive, , Stratford, Ontario, N5A 7K5

Attendance size: 35 | Open to the public: Yes | Open to the media: Yes


11/08/2017

FINANCIAL LITERACY

Time: 2:00pm - 4:00pm | Type of event: Fair

INTERACTIVE GAMES TABLES

Location:700 LAWRENCE AVE WEST, STE 226, Toronto, Ontario, M6A 3B4

Attendance size: 60 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Financial Literacy

Time: 11:00am - 4:00pm | Type of event: Workshop

We would like to hold a series of 5 classes to inform our clients on topics including basic banking (selecting an account), savings (short-term, long-term), credit scores, privacy of information, identity theft, budgeting, loans and mortgages, etc. We have done this in the past with great success. There are approx. 50+ different individuals that could benefit from learning this information. The 5 sessions would be November 6 – 10, 5 hours per day. We have a facilitator with banking knowledge.

Location:3 Studney Drive, , Hay River, Northwest Territories, X0E 1G1

Attendance size: 50 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Rexdale YMCA, 1530 Albion Road, Toronto, Ontario, M9V 1B4

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Financial Basics

Time: 5:00pm - 7:00pm | Type of event: Workshop

Financial Basics is an engaging hands-on workshop to help participants learn how to make a budget, manage expenses, understand credit and debt management, protect themselves from fraud and save for their future.

Developed by industry experts, Financial Basics can help anyone increase their financial knowledge and encourage sound money management practices. Join us for this presentation and let us help you take control of your finance!

Location:105 Strowger Blvd, PO Box 105, Brockville, Ontario, K6V5V2

Attendance size: 40 | Open to the public: Yes | Open to the media: Yes


11/08/2017

FINANCIAL LITERACY

Time: 11:00am - 3:30pm | Type of event: Information Booth

CEWC – FINANCIAL LITERACY DISPLAY FOR COMMUNITY PROFESSIONALS WORKING WITH FAMILIES

Location:911 MONAGHAN RD, , Peterborough, Ontario, K9J 5K5

Attendance size: 300 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Lunch and Learn: Putting Together Your Financial Puzzle

Time: 12:30pm - 1:30pm | Type of event: Workshop

Workshop facilitated by Credit Counselling Services of Atlantic Canada.

Location:Ches Penney Family Y, 35 Ridge Road, , St. John's, Newfoundland,

Attendance size: 25 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Credit Education Week Information Table

Time: 9:00am - 5:00pm | Type of event: Information Booth

A table with information on personal finances will be set up at the Ches Penney Family YMCA.

Location:Ches Penney Family Y, 35 Ridge Road, St. John's, Newfoundland,

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/08/2017

MONEY MANAGEMENT

Time: 6:00pm - 9:00pm | Type of event: Workshop

WORKSHOP FOR PARENT GROUP AT THE LOCAL HIGHSCHOOL JCM

Location:1440 FINCH AVE WEST, , Toronto, Ontario, M3J 3G3

Attendance size: 50 | Open to the public: Yes | Open to the media: No


11/08/2017

MONEY MANAGEMENT & BUDGETING

Time: 11:00am - 12:30pm | Type of event: Workshop

EQUIP NEWCOMERS AND LOW-INCOME RESIDENTS WITH BASIC FINANCIAL TOOLS.

Location:400- 1860 WILSON AVE., , Toronto, Ontario, M9M 3A7

Attendance size: 30 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Budget Building Towards Your Goals

Time: 2:00pm - 3:30pm | Type of event: Workshop

Presentation by Kyomi Hinatsu, Money Coach

Location:1280 Huron St, , London, Ontario, N5Y 4M2

Attendance size: 25 | Open to the public: Yes | Open to the media: Yes


11/08/2017

CEWC 2017 Dinner Gala

Time: 5:30pm - 9:00pm | Type of event: Other

Join us for our annual Dinner Gala where we recognize the winners of the 2017 Grade 12 Essay Contest, and acknowledge the sponsors of Credit Education Week Canada. This year, we will be joined by our keynote speakers, Colin & Justin.

Registration is required for this event.

Location:Fairmont Royal York Hotel, 100 Front, Toronto, Ontario, M5J 1E3

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/08/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:YMCA North York Newcomer Information Centre, 4580 Dufferin St., Suite 200, Toronto, Ontario, M3H 5Y2

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/08/2017

COUPLES & MONEY

Time: 6:00pm - 7:30pm | Type of event: Workshop

COUPLES & MONEY

Location:47 STATION ROAD, MIMICO LIBRARY, Etobicoke, Ontario, M8V 2R1

Attendance size: 30 | Open to the public: Yes | Open to the media: Yes


11/08/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:180 ARGYLE STREET, , Ottawa, Ontario, K2P 1B7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/08/2017

YMCA Presentation

Time: 11:00am - 12:00pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:St. Basil the Great College School, 20 Starview Lane, Toronto, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/08/2017

YMCA Presentation

Time: 9:15am - 10:15am | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:Beckett Farm Public School, 78 Beckett Ave., Markham, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/09/2017

Black Creek Financial Action Network - Community Outreach

Time: 10:00am - 2:00pm | Type of event: Workshop Information Booth

Every year the BCFAN does tabling in the local mall to promote Financial Literacy, Education and Empowerment. Resources from BCFAN members are shared over 2 days, along with coordination of workshops and special events put on by BCFAN members. Promotion will be used to solicit interest in the tabling event, various workshop opportunities throughout the month, and on-going work of the BCFAN. ( Please note that the tabling event will be over two days, Nov 9 10am -2pm and Nov 10 from 3-6pm

Location:Jane Finch Mall, 1911 Finch Ave. W., Toronto, Ontario, M3N 2V2

Attendance size: 400 | Open to the public: Yes | Open to the media: Yes


11/09/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:180 ARGYLE STREET, , Ottawa, Ontario, K2P 1B7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/09/2017

YMCA Presentation

Time: 11:00am - 12:00pm | Type of event: Workshop

The YMCA of Greater Toronto will provide the facilitator for a workshop on personal finances.

Location:St. Basil the Great College School, 20 Starview Lane, Toronto, Ontario,

Attendance size: 20 | Open to the public: No | Open to the media: No


11/09/2017

BUDGETING FOR LOW INCOME

Time: 10:00am - 2:00pm | Type of event: Workshop

LUNCH & LEARN INTERACTIVE GAMES & ONE-TO- ONE COUNSELLING

Location:100 CONSILIUM PLACE, 10TH FLOOR, Scarborough, Ontario, M1H 3E3

Attendance size: 40 | Open to the public: Yes | Open to the media: Yes


11/09/2017

FINANCIAL LITERACY

Time: 9:00am - 5:00pm | Type of event: Information Booth

INFORMATION BOOTH

Location:2200 YONGE STREET, UNIT 300, Toronto, Ontario, M4S 2C6

Attendance size: 25 | Open to the public: Yes | Open to the media: No


11/09/2017

FINANCIAL LITERACY FOR NEWCOMERS

Time: 10:00am - 4:00pm | Type of event: Information Booth

INFORMATION AND PROMOTIONAL MATERIALS TABLE
MONDAY NOVEMBER 6TH TO FRIDAY NOVEMBER 10TH 10 AM – 4 PM

Location:28 SAUNDERS ST, , Fredericton, New Brunswick, E3B 1N1

Attendance size: 250 | Open to the public: Yes | Open to the media: No


11/09/2017

Workshop - Guilty Pleasures; finding money for the things we really want!

Time: 6:30pm - 8:00pm | Type of event: Workshop

Register for a fun, interactive workshop to inspire you to spend less on every day pleasures and find money for the things you REALLY want!

Visit our Financial Literacy Display Nov 6-10th, 9-12 & 1-3 pm.
Take home some inspiration and great money management tips & tools to help reach your financial goals.

Location:540 George St. North, , Peterborough, Ontario, K9H3S2

Attendance size: 20 | Open to the public: Yes | Open to the media: No


11/09/2017

HOW TO CREATE A BUSINESS FROM SCRATCH

Time: 10:00am - 1:00pm | Type of event: Workshop

WORKSHOP

Location:55 JOHN ST., , Toronto, Ontario, M5V 3C6

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/09/2017

CONSUMER KNOWLEDGE

Time: 12:30pm - 4:30pm | Type of event: Workshop

WORKSHOP

Location:225 FAIRVIEW DRIVE, UNIT 1, Brantford, Ontario, N3R 7E3

Attendance size: 10 | Open to the public: Yes | Open to the media: Yes


11/09/2017

Credit Education Week Information Booth

Time: 9:00am - 5:00pm | Type of event: Information Booth

The Toronto YMCA will provide a display board and table with information about basic personal financial literacy. A volunteer will help people get information.

Location:Centennial Library, 578 Finch Ave. W., Toronto, Ontario, M2R 1N7

Attendance size: 150 | Open to the public: Yes | Open to the media: Yes


11/09/2017

Financial Literacy Day

Time: 11:00am - 2:00pm | Type of event: Information Booth

Assess your financial fitness level, learn about how to make a budget, discover your money personality and more at the MoneySmart Financial Literacy Day on Nov. 9. Stop by the MacEwan Student Centre from 10 a.m. to 3 p.m and visit one of the MoneySmart stations which include:

Discover your Financial Fitness Score

Complete a fun financial fitness quiz and learn about what your financial fitness score says about your spending habits and how you can best improve them.

Let’s Talk About Budgeting

Talk with our financial literacy peer mentors about creating a budget. Plus, pick up a USB drive loaded information including budget templates and tip sheets on how to save money as a student.

Understand Your Money Personality

Play the MoneyHabitudes Game and find out your money personality. Discover how your habits and attitudes about money influence financial, relationship, career, and personal decisions.

What are you saving for?

Visit our MoneySmart photo booth to share what you’re saving for and to enter a contest to win one of two bookstore gift cards or a University of Calgary backpack.

Location:MacEwan Student Centre, South Courtyard, University of Calgary, Calgary, Alberta,

Attendance size: 200 | Open to the public: No | Open to the media: No


11/09/2017

CEWC Display

Time: 9:00am - 4:00pm | Type of event: Information Booth

Visit our CEWC display during the week of Nov 6th – 10th, 9-12 & 1-4:00. Take home inspiration and money management tools to help you reach your financial goals.

Location:540 George St. North, , Peterborough, Ontario, K9H3S2

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/09/2017

FINANCIAL LITERACY

Time: 4:00pm - 9:00pm | Type of event: Information Booth

INTERACTIVE BOOTH USING CREDIT EDUCATION MATERIAL AND YGAP FINANCIAL LITERACY AND RESPONSIBLE GAMBLING MATERIAL.

Location:265 CENTRUM BLVD, , Orleans, Ontario, K1E 3X7

Attendance size: 100 | Open to the public: Yes | Open to the media: Yes


11/09/2017

FINANCIAL LITERACY

Time: 10:00am - 2:00pm | Type of event: Workshop

SYMPOSIUM OF STUDENTS

Location:1300 BATH ROAD, , Kingston, Ontario, K7M 4X4

Attendance size: 200 | Open to the public: Yes | Open to the media: Yes


11/09/2017

FINANCIAL TOOLS FOR SENIORS

Time: 12:00pm - 1:00pm | Type of event: Workshop

A LUNCH & LEARN

Location:1160 BIRCHMOUNT RD, UNIT 1A, Scarborough, Ontario, M1P 2B8

Attendance size: 20 | Open to the public: No | Open to the media: Yes


11/09/2017

MAKING TAX TIME WORK FOR ME

Time: 1:00pm - 3:00pm | Type of event: Workshop

CREATING OPPORTUNITIES FOR PARTICIPANTS TO CONNECT WITH COMMUNITY PARTNERS WHO HAVE A VESTED INTEREST IN HELPING INDIVIDUALS STRENGTHEN THEIR FINANCIAL LITERACY KNOWLEDGE AND SKILLS

Location:16 PORTLAND ST., , Dartmouth, Nova Scotia, B2Y 1G9

Attendance size: 15 | Open to the public: No | Open to the media: No


11/09/2017

FINANCIAL LITERACY

Time: 12:00pm - 2:00pm | Type of event: Workshop

FINANCIAL LITERACY FORUM

Location:105 CONSUMERS DRIVE, , Whitby

RULES & REGULATIONS

THIS CONTEST IS OPEN TO RESIDENTS OF CANADA (EXCLUDING QUEBEC)
AND IS GOVERNED BY CANADIAN LAW

Standard data rates apply to participants who choose to participate in the Contest via a mobile device.  Please contact your service provider for pricing and service plan information and rates before mobile device participation.

1. KEY DATES:
The #GuiltyPleasures Contest (the “Contest”) begins on August 21st, 2017 at 12:01 p.m. Eastern Standard Time (“EST”) and ends on September 24, 2017 at 12:01 p.m. EST (the “Contest Period”).

2. ELIGIBILITY TO ENTER:
The Contest is open to residents of Canada, excluding the province of Quebec, who have reached the legal age of majority in their province/territory of residence at the time of entry except employees, representatives or agents (and those with whom such persons are living, whether related or not) of Capital One Bank (Canada Branch) (‘Capital One”) and Credit Canada Debt Solutions (the “Sponsor”), their parent companies, subsidiaries, associated and affiliated entities, prize suppliers, advertising/promotion agencies and any other individual(s), entity or entities involved in the development, production, implementation, administration or fulfilment of the Contest (collectively, the “Contest Parties”).

3. AGREEMENT TO BE LEGALLY BOUND BY RULES:
By participating in this Contest, you are signifying your agreement that you have read and agree to be legally bound by these Rules and Regulations (the “Rules”).

4. TWITTER & INSTAGRAM NOT INVOLVED:
The Contest is in no way sponsored, endorsed or administered by, or associated with Twitter or Instagram (each a “Social Platform” and together, the “Social Platforms“).  The Social Platforms are hereby completely released of all liability by each entrant in this Contest.  Any questions, comments or complaints regarding the Contest must be directed to the Sponsor and not to the Social Platforms.

5. HOW TO ENTER:NO PURCHASE NECESSARY.  To earn an entry in the Contest (each, an “Entry” and collectively, the “Entries”), log in to your Twitter or Instagram account (each, an “Account”) at www.twitter.com on your computer, tablet or mobile device or by using the Twitter or Instagram app on your tablet or mobile device during the Contest Period and post an original Instagram photo, or an original photo “tweet” (or series of chained tweets, where it is made clear such tweets are related), containing a unique personal example of a ‘guilty pleasure’ (i.e. a habit, routine, or regular purchase that is detrimental to your financial health and which you continue to make regardless) (each, a “Post”). Each Post must include the hashtag #GuiltyPleasures and must tag the Sponsor’s Instagram or Twitter account, @CreditCanada, in order to be eligible to receive an Entry. You may only use one (1) Account on each Social Platform to participate in this Contest. To be eligible to earn an Entry, your Account(s) must be set to public and not private. At the end of the Contest Period, each Post from an eligible Account that complies with these Rules will earn one (1) Entry in the contest. If you do not have an Account, you can create one free of charge at www.twitter.com on your computer, tablet or mobile device or through the Instagram or Twitter mobile application on your tablet or mobile device.

To be eligible to earn an Entry, each Post must contain a unique personal example of a ‘guilty pleasure’, and only the first Account to submit a Post containing a particular example of a ‘guilty pleasure’, determined by the date stamp on that Post, will receive an Entry in the contest for that Post. For the avoidance of doubt, Posts which contain a duplicate, or materially similar ‘guilty pleasures’ (as determined by the Sponsor in its sole and absolute discretion) as a previous eligible Post will not earn an Entry.

All Entries and materials associated with your Entry (collectively, the “Entry Materials”) must: (i) be submitted and received in accordance with these Rules during the Contest Period; (ii) include all required components noted above; (iii) be in accordance with these Rules, including, but not limited to, the specific Submission Requirements listed below in Rule 8; and (iv) be in accordance with the applicable terms, rules, policies and guidelines of the applicable Social Platform (the “Social Platform Rules”), to earn an Entry, all as determined by Sponsor in its sole and absolute discretion.

6. PRIZE LIMIT AND CONDITIONS:
There is a limit of one (1) Prize (as defined below) per person throughout this Contest (regardless of how many unique Posts you submit).  Under no circumstances will any participant be eligible to win more than one (1) Prize.  If it is discovered by the Sponsor (using any evidence or other information made available to or otherwise discovered by the Sponsor) that any person has attempted to: (i) receive more than one (1) Prize; and/or (ii) use multiple names, identities, email addresses, Accounts and/or any automated, macro, script, robotic or other system(s) or program(s) to receive more than one (1) Prize or otherwise disrupt this Contest; then he/she may be disqualified from the Contest in the sole and absolute discretion of the Sponsor.  The Contest Parties, Instagram, Twitter, and each of their respective agents, employees, directors, successors, and assigns (collectively, the “Released Parties”) are not responsible for, and accept no liability whatsoever in relation to, any late, lost, misdirected, delayed, incomplete or incompatible Entries (all of which are void).  An Entry may be rejected if, in the sole and absolute discretion of the Sponsor: (i) the Entry (including, but not limited to, all required Entry Materials) is not submitted and received in accordance with these Rules during the Contest Period; and/or (ii) the Entry Materials accompanying the Entry are not in compliance with these Rules (including, but not limited to, the specific Submission Requirements listed below in Rule 8) and/or the applicable Social Platform Rules, all as determined by Sponsor in its sole and absolute discretion.

7. VERIFICATION:
All Entries, Entry Materials and entrants are subject to verification at any time and for any reason.  The Sponsor reserves the right, in its sole and absolute discretion, to require proof of identity and/or eligibility (in a form acceptable to the Sponsor – including, without limitation, government issued photo identification): (i) for the purposes of verifying an individual’s eligibility to participate in this Contest; (ii) for the purposes of verifying the eligibility and/or legitimacy of any Entry, Entry Materials and/or other information entered (or purportedly entered) for the purposes of this Contest; and/or (iii) for any other reason the Sponsor deems necessary, in its sole and absolute discretion, for the purposes of administering this Contest in accordance with the letter and spirit of these Rules.  Failure to provide such proof to the complete satisfaction of the Sponsor within the timeline specified by the Sponsor may result in disqualification in the sole and absolute discretion of the Sponsor.  The sole determinant of the time for the purposes of this Contest will be the Sponsor’s official clock(s).

8. SUBMISSION REQUIREMENTS:
BY SUBMITTING AN ENTRY, YOU REPRESENT THAT YOUR ENTRY (AND EACH INDIVIDUAL COMPONENT THEREOF – INCLUDING, WITHOUT LIMITATION, THE ENTRY MATERIALS) COMPLIES WITH ALL CONDITIONS STATED IN THESE RULES. THE RELEASED PARTIES WILL BEAR NO LIABILITY WHATSOEVER REGARDING: (I) THE USE OF YOUR ENTRY (OR ANY COMPONENT THEREOF – INCLUDING, WITHOUT LIMITATION, THE ENTRY MATERIALS) FOR THE PURPOSES SET OUT UNDER THESE CONTEST RULES; (II) SUBMISSION OF YOUR ENTRY (INCLUDING ANY APPLICABLE INTERNET OR DATA CHARGES) AND PARTICIPATION IN ANY CONTEST-RELATED ACTIVITIES; (III) ANY USE, COLLECTION, STORAGE AND DISCLOSURE OF ANY OF YOUR PERSONAL INFORMATION; AND (IV) IF YOU ARE DECLARED A WINNER, THE PRIZE (INCLUDING ANY USE OR MISUSE OF THE PRIZE). YOU AGREE TOINDEMNIFY AND HOLD HARMLESSTHE RELEASED PARTIES IN THE EVENT THAT YOU HAVE DEPARTED FROM OR NOT OTHERWISE FULLY COMPLIED WITH ANY OF THESE RULESOR THE SOCIAL PLATFORM RULES (AS APPLICABLE). THIS RELEASE AND INDEMNITY SHALL CONTINUE IN FORCE FOLLOWING THE TERMINATION OF THE CONTEST AND AWARDING OF ANY PRIZES.

By participating in the Contest, you warrant and represent that your Entry and any Entry Materials you submit:

i. is/are original to you, and that you have obtained all necessary rights in and to your Entry and the Entry Materials for the purposes of entering such Entry and Entry Materials in the Contest;

ii. does not violate any law, statute, ordinance or regulation;

iii. does not contain any reference to or likeness of any identifiable third parties, unless consent has been obtained from all such individuals and their parent/legal guardian if they are under the age of majority in their jurisdiction of residence;

iv. will not give rise to any claims whatsoever, including, without limitation, claims of infringement, invasion of privacy or publicity, or infringe on any rights and/or interests of any third party; and

v. is/are not defamatory, trade libelous, pornographic or obscene, and further that it does not contain, depict, include, discuss or involve, without limitation, any of the following: nudity; alcohol/drug consumption or smoking; explicit or graphic sexual activity, or sexual innuendo; crude, vulgar or offensive language and/or symbols; derogatory characterizations of any ethnic, racial, sexual, religious or other groups (including, without limitation, Capital One, Sponsor, or any competitors of Capital One or Sponsor); that endorses, condones and/or discusses any illegal, inappropriate or risky behaviour or conduct; personal information of individuals, including, without limitation, names, telephone numbers and addresses (physical or electronic); commercial messages, comparisons or solicitations for products or services other than products of Sponsor or Capital One; any identifiable third party products, trade-marks, brands and/or logos, other than those of Sponsor or Capital One (e.g. any clothing worn and/or products appearing in your Entry or Entry Materials must not contain any visible logos, trade-marks or other third party materials unless the appropriate consents have been obtained — note: all identifiable third party products, trade-marks, brands and/or logos for which consent has not been obtained by the entrant must be blurred out so as to be unrecognizable); conduct or other activities in violation of these Rules; and/or any other materials that are or could be considered inappropriate, unsuitable or offensive, all as determined by the Sponsor in its sole and absolute discretion.

The Sponsor and/or its promotional agency or designated content moderator (the “Reviewer”) reserves the right to screen all Entries and Entry Materials. Any Entries or Entry Materials that the Reviewer deems, in its sole and absolute discretion, to violate the terms and conditions set forth in these Rules are subject to disqualification.  The Reviewer reserves the right, in its sole and absolute discretion at any time and for any reason, to remove any Entries (or any part thereof) and/or to request an entrant to modify, edit and/or re-submit his or her Entry (or any part thereof) in order to ensure that the Entry and associated Entry Materials comply with these Rules, or for any other reason.   If such an action is necessary at any point during or after the Contest, then the Sponsor reserves the right, in its sole discretion, to take whatever action it deems necessary based on the circumstances – including, without limitation, disqualifying the Entry (and/or the associated entrant) – to help ensure that the Contest is being conducted in accordance with the letter and spirit of these Rules.

9. LICENSE:
By entering the Contest and submitting an Entry, each entrant: (i) without limiting the applicable Social Platform Rules, grants to the Sponsor and to Capital One, in perpetuity, a non-exclusive license to publish, display, reproduce, modify, edit or otherwise use his/her Entry and Entry Materials (and each component thereof), in whole or in part, for advertising or promoting the Contest or for any other reason; (ii) waives all moral rights in and to his/her Entry and Entry Materials (and each component thereof) in favour of the Sponsor (and anyone authorized by the Sponsor to use such Entry and Entry Materials); and (iii) agrees to release and hold harmless the Released Parties from and against any and all claims, damages, liabilities, costs, and expenses arising from use of his/her Entry and Entry Materials (or any component thereof), including, without limitation, any claim based on publicity rights, defamation, invasion of privacy, copyright infringement, trade-mark infringement or any other intellectual property related or other cause of action whatsoever.

10. PRIZES:
There will be six (6) Prizes (each, a “Prize” and collectively, the “Prizes”) available to be won, consisting of one (1) cheque with value of  $500 CAD (the “First Prize”) and five (5) cheques with value of of $100 CAD (each, a “Runner-Up Prize”).  There is a limit of one (1) Prize per person.  Each Prize must be accepted as awarded and is not transferable or assignable (except as may be specifically permitted by Sponsor in its sole and absolute discretion).  No substitutions except at Sponsor’s option.  Sponsor reserves the right, in its sole and absolute discretion, to substitute a Prize or a component thereof with a prize of equal or greater retail value.  None of the Released Parties makes any representation or offers any warranty, express or implied, as to the quality or fitness of a Prize awarded in connection with the Contest. To the fullest extent permitted by applicable law, the confirmed winner understands and acknowledges that he or she may not seek reimbursement or pursue any legal or equitable remedy from neither the Sponsor nor any of the Released Parties should his/her Prize fail to be fit for its purpose or is in any way unsatisfactory. For greater certainty and the avoidance of any doubt, by accepting a Prize, a confirmed winner agrees to waive all recourse against the Released Parties if the Prize or a component thereof does not prove satisfactory, either in whole or in part.

11. ELIGIBLE WINNER SELECTION PROCESS:
On September 26, 2017 (the “Selection Date”) in Toronto, ON at approximately 2:00 p.m. Eastern Standard Time (“EST”), six (6) eligible Entries will be selected by a judging panel from among all eligible Entries submitted and received in accordance with these Rules, one of which will be eligible to receive the First Prize and five of which will be eligible to receive a Runner-Up Prize.  The panel will consist of 2 representatives from Capital One and 3 representatives from the Sponsor (each, a ‘Judge’, collectively the ‘Judging Panel’). Each Judge will individually select their top 3 Entries from all eligible Entries submitted in accordance with these Rules, resulting in a short list of fifteen (15) Entries, provided that no more than one (1) Entry will be selected per Entrant, based on the following criteria:

  • Originality of the unique personal example of a ‘guilty pleasure’
  • Applicability to Canadian consumers

Once the top fifteen (15) short list Entries have been selected, the Judging Panel will review the short list and select one (1) Entry to receive the First Prize and five (5) Entries to receive a Runner-Up Prize according to the same criteria provided above. Each Judge will receive equal weight with respect to their selections of the selected Entries. The odds of winning depend on the number and quality of eligible Entries submitted and received in accordance with these Rules.

12. ELIGIBLE WINNER NOTIFICATION PROCESS:
The Sponsor or its designated representative will make a minimum of one (1) attempt to contact each eligible winner within three (3) business days of the Selection Date.  Attempts to contact eligible winners will take the form of a Tweet which tags the eligible winner’s Twitter Account or a comment on the eligible winner’s Instagram post from the Sponsor’s Account, @CreditCanada, which will mention the eligible winner’s Account and will provide them with instructions on how to contact the Sponsor in order to claim their prize. If an eligible winner fails to contact the Sponsor, or cannot be otherwise contacted within three (3) business days of the Selection Date, or if there is a return of any notification as undeliverable; then he/she may, in the sole and absolute discretion of the Sponsor, be disqualified (and, if disqualified, will forfeit all rights to the applicable Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries submitted and received in accordance with these Rules in accordance with the procedures outlined in Rule 11 (in which case the foregoing provisions of this section shall apply to such newly selected eligible winner).

13. ELIGIBLE WINNER CONFIRMATION PROCESS:
NO ONE IS A WINNER UNLESS AND UNTIL THE SPONSOR OFFICIALLY CONFIRMS HIM/HER AS A WINNER IN ACCORDANCE WITH THESE RULES.  BEFORE BEING DECLARED A CONFIRMED PRIZE WINNER, each eligible winner will be required to sign and return within five (5) business days of notification the Sponsor’s declaration and release form, which (among other things): (i) confirms compliance with these Rules; (ii) acknowledges acceptance of the applicable Prize (as awarded); (iii) releases the Released Parties from any and all liability in connection with this Contest, his/her participation therein and/or the awarding and use/misuse of the applicable Prize or any portion thereof; (iv) agrees to indemnify the Released Parties against any and all claims, damages, liabilities, costs, and expenses arising from use of his/her Entry and Entry Materials; and (v) agrees to the publication, reproduction and/or other use of his/her name, address, voice, statements about the Contest and/or photograph or other likeness without further notice or compensation, in any publicity or advertisement carried out by or on behalf of the Sponsor or Capital One in any manner or medium whatsoever, including print, broadcast or the internet.  If an eligible winner: (a) fails to return the properly executed Contest documents within the specified time; (b) cannot accept (or is unwilling to accept) the Prize (as awarded) for any reason; and/or (c) is determined to be in violation of these Rules (all as determined by the Sponsor in its sole and absolute discretion); then he/she will be disqualified (and will forfeit all rights to the applicable Prize) and the Sponsor reserves the right, in its sole and absolute discretion and time permitting, to randomly select an alternate eligible entrant from among the remaining eligible Entries submitted and received in accordance with these Rules in accordance with the procedures outlined in Rule 11 (in which case the foregoing provisions of this section shall apply to such newly selected eligible winner).

14. GENERAL CONDITIONS:
This Contest is subject to all applicable federal, provincial and municipal laws.  The decisions of the Sponsor with respect to all aspects of this Contest are final and binding on all entrants without right of appeal.  ANYONE DEEMED BY THE SPONSOR TO BE IN VIOLATION OF THE LETTER AND/OR SPIRIT OF THESE RULES FOR ANY REASON IS SUBJECT TO DISQUALIFICATION IN THE SOLE AND ABSOLUTE DISCRETION OF THE SPONSOR AT ANY TIME.

The Released Parties will not be liable for: (i) any failure of any website, mobile application or any social media platform during the Contest; (ii) any technical malfunction or other problems of any nature whatsoever, including, without limitation, those relating to the telephone network or lines, computer on-line systems, servers, access providers, computer equipment or software; (iii) the failure of any Entry, Entry Materials and/or other information to be received, captured or recorded for any reason whatsoever, including, but not limited to, technical problems or traffic congestion on the internet or at any website, mobile application, or social media platform; (iv) any injury or damage to an entrant’s or any other person’s computer, table, mobile device or other device related to or resulting from participating in the Contest; (v) anyone being incorrectly and/or mistakenly identified as a winner or eligible winner; and/or (vi) any combination of the above.

By entering this Contest, each entrant expressly consents to the Sponsor, its agents and/or representatives, storing, sharing and using their personal information for the purpose of administering the Contest and in accordance with Sponsor’s privacy policy (available at: https://creditcanada.com/privacy-policy). This section does not limit any other consent(s) that an individual may provide the Sponsor or others in relation to the collection, use and/or disclosure of their personal information.

In the event of any discrepancy or inconsistency between the terms and conditions of these Rules and disclosures or other statements contained in any Contest-related materials, including, but not limited to, point of sale, television, print or online advertising and/or any instructions or interpretations of these Rules given by any representative of the Sponsor, the terms and conditions of these Rules shall prevail, govern and control to the fullest extent permitted by law.

The invalidity or unenforceability of any provision of these Rules shall not affect the validity or enforceability of any other provision.  In the event that any provision is determined to be invalid or otherwise unenforceable or illegal, these Rules shall otherwise remain in effect and shall be construed in accordance with the terms as if the invalid or illegal provision were not contained herein.

To the fullest extent permitted by applicable law, all issues and questions concerning the construction, validity, interpretation and enforceability of these Rules or the rights and obligations of participants, Sponsor or any of the other the Released Parties in connection with the Contest will be governed by and construed in accordance with the domestic laws of the Province of Ontario and the federal laws of Canada applicable therein, without giving effect to any choice of law or conflict of law rules or provisions that would cause the application of any other jurisdiction’s laws.  The parties hereby consent to exclusive jurisdiction and venue of the courts located in Ontario in any action to enforce (or otherwise relating to) these Rules or relating to this Contest.

Sponsor: Credit Canada Debt Solutions: 45 Sheppard Avenue East, Suite #810, Toronto, ON M2N 6L7

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